Dru’s New World

For most people buying a house is the largest purchase they are going to make in their lives. Most people start off with the little house for the family they want to get started on. then after the children start growing and space is tighter they realize their income will allow them to purchase a bigger house.
Well, being who I am I could not do something so easy. I talked to some mortgage company and got my pre-approval… I then grabbed my Real Estate Agent and made her show me houses. Being a single parent who has never completed any college degree out of the MANY subjects I have studied, I have a very limited income. I just could not think of paying rent so some Jackass would pay his property off with my money. That got me to thinking, why not let some losers like me pay for my property.
This is where the risk level kicks in. When viewing all of these single family homes, that should have been condemed, I was looking at 42 percent of my income being eaten by one monthly payment.
I ended up getting a 4 family building that 10 years ago I remember driving by saying I want that house. I am now getting ready to pay my first mortgage. 97 percent of the income I bring home from my job goes to the monthly bill. One tenant payed rent this month… “OUCH” Ramien Noodles this week kids… But the good news, Ramen Noodles will give us a week to go fishing so we have food next week…